Long-term behavior change is hard– really hard. Just think of the last time you or someone you know has tried to exercise more, eat differently, or stop smoking. How difficult was it to start, continue, and then maintain that change …

The Affordable Care Act (ACA) has created—and will continue to create—sweeping changes in how consumers (both individuals and businesses) approach health coverage and care. Health-related costs are increasing, which makes high-deductible health plans (HDHPs) especially attractive for both employers and …