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Recruiting Paid Consumer Advisers

Many Americans with private health insurance face high out-of-pocket costs for their care because they are enrolled in high-deductible health plans (HDHPs), which are private health insurance plans with an in-network deductible of at least $1,300 for an individual or at least $2,600 for a family.  While these high levels of cost-sharing can pose significant challenges to consumers, there are some strategies they can use to mitigate costs, such as budgeting for necessary care, accessing tools to select providers based on their prices and quality, and negotiating prices for services.

HealthForward is partnering with researchers from the University of Michigan to identify and assess various consumer strategies and behaviors to optimize usage of these HDHPs. Multiple paid consumer advisers are needed to assist with the project.

Advisers must be:
• Adults (18+ years old)
• English speaking
• In an HDHP for at least 12 months (defined as having an in-network, annual deductible of at least $1,300 for an individual or at least $2,600 for a family, with or without a Health Savings Account)

Consumer advisers will be compensated at a rate of $50 per hour, as well as receive a $50 gift card for completing the cognitive interview.

Individuals interested in serving as a consumer adviser can contact U-M Research Coordinator Chris Krenz at krenzc@umich.edu or 734-936-9278.