Detroit Regional Chamber’s Core Principles on Auto Insurance Reform

With auto insurance debates heating up in Lansing, the Detroit Regional Chamber is highly involved in the discussions working with bipartisan legislators and the governor’s office. The Chamber membership and Board are united in the recognition that the high cost of auto insurance is a critical issue that impacts our state’s economic development, talent attraction, and citizen well-being, and must be addressed.

The Chamber is eager to support legislation that meets the following criteria:

  • Result in a statewide and quantifiable reduction in auto insurance rates.
  • Recognize that rate reduction must be even greater in urban areas. Even a 20% reduction in urban areas leaves auto insurance unaffordable for low-income residents.
  • Reduce the number of uninsured drivers through rate reduction and increased mobility options for low-income residents.
  • Maintain Michigan’s high-quality health care delivery system.
  • Reduce insurance related fraud.

Detroit Regional Chamber Reform Vision

Auto insurance is a statewide issue that demands to be addressed. While our membership does not have a consensus view regarding detailed solutions, the Chamber supports the following core principles.

  • Reform should provide additional oversight of attendant care, particularly when delivered by relatives of the injured.
  • Michigan should pursue insurance fraud at all levels through a strong fraud authority or another enforcement mechanism.
  • Any proposed regulation of reimbursement rates should consider:

– The impact on motorists requiring catastrophic care, particularly care in trauma centers.

– The ability of health care providers to provide quality care.

– The need to lower rates for drivers across geographic, socioeconomic, and other demographic factors.

– Michigan’s insurance rates are high across the state, however, drivers in urban areas are disproportionately impacted. Reviewing the factors that cause high rates should be a special focus of policymakers.

  • Uninsured drivers in high-cost areas, like the city of Detroit, are left with few alternatives to driving illegally because of the region’s lack of effective and efficient public transportation. The number of uninsured drivers is a key component of insurance costs and the region’s consistent failure to provide mobility options has exacerbated the problem.

The Chamber Board endorsed these principles in 2017. The Chamber’s Government Relations team urges that all impacted parties must be at the table and compromise equally – there is no one single aspect of this challenge that can solve this problem – or can escape reform.

Five takeaways from Michigan’s midterm election

November 8, 2018


By: Lindsay VanHulle & Jim Malewitz

A new Democratic governor, secretary of state and attorney general, and slimmer Republican majorities in the state legislature.

As Democrats gain a foothold on power in Lansing for the first time in eight years, Bridge asked pollsters, analysts, consultants and other experts about what Tuesday night’s results suggest about the issues that mattered, the electorate at large and what to expect in 2019.

Will the governor and legislature play well together?

Whitmer says her role in Senate leadership in the minority party forced her to compromise if Democrats were to make progress on any of their priorities, and that bipartisan work will carry over to her administration.

She told reporters Wednesday that bipartisanship is a “skill I’ve honed over the years” and that roads, schools and water are areas of common ground that unite Democrats and Republicans.

She said she is planning to meet legislative leaders next week to discuss possible road funding. (That could include taxes.) She met with Gov. Rick Snyder on Wednesday, and Whitmer said she plans to have regular meetings with leaders of both political parties.

Divided government presents both opportunities and challenges, said Sandy Baruah, president and CEO of the Detroit Regional Chamber. His group’s political action committee endorsed Whitmer for governor in part because it said she was best-suited to find bipartisan solutions.

It’ll be in both Democrats’ and Republicans’ interests to craft compromises on big-ticket items such as improving infrastructure and education, Baruah said.

“Everyone’s already looking at 2020, and if the Republicans just obstruct between now and 2020, I think that’s going to put them in (a) pretty bad position for the 2020 election,” he said. “I think they’re going to want to show some accomplishments.”

State Rep. Tom Barrett, R-Potterville and the winner of a Senate seat previously held by Republican Rick Jones, suggested Michigan lawmakers can get things done even under split leadership.

“Even with Republicans in both chambers and a Republican governor, we still compromise on everything,” he said Tuesday night.

Blue wave? You betcha

Did a blue wave wash over Michigan as Democrats hoped? Yes, even as Republicans retained control of both chambers, said Arnold Weinfeld, associate director of the Institute for Public Policy and Social Research at Michigan State University.

“Republican-held seats did flip,” he said. “It wasn’t a tsunami, but I think it was a wave both here in Michigan and across the country.”

The House will go from a 63-47 Republican majority to 58-52; Democrats lost a seat in the Upper Peninsula to Republicans for a net gain of five.

Democrats also closed the GOP’s 27-11 supermajority in the Senate, shrinking the gap to 22-16.

Senate Democrats said earlier Tuesday that the party has not seen a net gain of more than a single seat in the upper chamber since 1974, when the pickup also was five.

Weinfeld said he was not surprised Democrats fell short of a majority in the House, and few experts predicted the party would take the Senate. Republicans’ heavy hand in drawing district boundaries (Michigan is seen as one of the most politically gerrymandered states) was too much to overcome, he said.

“At the end of the day, those maps tend to favor Republican candidates,” he said.

Democrats picked up seats on state education and university boards, which usually suggests a wave election, said Bernie Porn, president of Lansing-based polling firm EPIC-MRA. Candidates for those seats don’t have much statewide name recognition and are nominated by political parties.

But Porn said he was surprised that Democrats didn’t pick up more seats in the state Legislature. Their gains are “decent,” he said.

Some Republicans sought to explain Michigan’s shift to a more purple hue as almost an inevitability after a long stint of one-party control.

“It’s the second year of the presidency, as you know, and we tend to vote against the president’s party,” Ron Weiser, Michigan Republican Party chairman, told a subdued gathering of his party mates in Lansing just before Bill Schuette’s concession speech. “As you also know, every eight years we change parties in Michigan.”

Schuette pointed to national forces at play.

“It was a tough year, a tough political environment,” he told reporters following his loss Tuesday. “Look across the country. There are a lot of bumps out there, right? Some close races, some races that didn’t go the Republican way, midterm elections — all those things come into play.”

Said Tom Shields, a Republican political consultant and president of Lansing-based Marketing Resource Group Inc. said Whitmer “didn’t do anything to upset the wave and stop it from coming. And Bill Schuette just couldn’t find any issue out there that really caught on.”

Rockin’ the suburbs

Dems tend to do well in urban areas but the real story Tuesday may have been Democratic gains in the suburbs, said Weinfeld, the MSU expert.

“I don’t think we can discount the impact of suburban voters,” he said.

Michigan’s urban-rural divide “may be more stark now that population is moving more into urban and metropolitan areas, but that means that the suburbs begin to play a much bigger role, and I think we saw that in Michigan and across the country,” he said.

For instance, in Democrat Elissa Slotkin’s successful race to unseat U.S. Rep. Mike Bishop, R-Rochester, in Michigan’s 8th Congressional District: “I’m guessing that Slotkin wins on the strength of suburban areas” in Ingham and Oakland counties, Weinfeld said.

Women drive “pink wave”

That women swept the top of the ticket — from statewide offices, to the U.S. Senate — is “a historical occurrence,” said Weinfeld, of MSU.

And it’s part of a larger national trend. Women were motivated to turn out after Trump’s election in 2016 because they felt that issues they cared about were under threat in Washington, said Andrea Dew Steele, founder and president of Emerge America, a group that works to recruit and train Democratic women to run for office.

One of Emerge’s goals is to build a pipeline of female candidates at the local and state levels that could feed into federal races.

“The single reason we don’t have more women in office is traditionally because not enough women want to run,” Dew Steele said. “They don’t see politics as the arena in which they want to serve their community, and this did flip for us certainly after that election.

“This is not a wave that’s going to crash and die out.”

Mallory McMorrow, a first-time Democratic candidate from Royal Oak who flipped a GOP state Senate seat, said she was motivated to run for office after seeing a viral video of students at Royal Oak Middle School chanting “build the wall” after the 2016 election, mirroring the language at Trump campaign rallies.

“It broke something in me,” McMorrow told reporters Wednesday, on a conference call hosted by Emerge America. “I really realized that we have to start locally and build back up, because we cannot wait for the rhetoric to come from the top down.”

As a candidate, she said, “we weren’t trying to fit into a specific mold. And I think all of us were not running on our gender. We were running on our incredibly different backgrounds and experiences.”

Those backgrounds created a sense of authenticity voters responded to, said Maeve Coyle, a spokeswoman for EMILY’s List in Washington, D.C., a group that works to elect Democratic women to office.

Whitmer, Coyle said, she didn’t shy away from sexism in the campaign while sticking to messages about key issues.

“We still live in a world where women face that,” Coyle said, “and she hit the right tone in responding to all of that while staying true to herself.”

The polls were (generally) right

After failing to correctly predict the outcome in 2016, polls have gotten their share of skeptics.

They were more on target this year.

Schuette trailed Whitmer throughout the general election campaign, sometimes by double digits.

Porn, of EPIC-MRA, released a survey in October commissioned by the Detroit Free Press and other media outlets that showed Whitmer’s lead had shrank to 5 points. (With Wayne County’s results still unreported as of 2:30 p.m. Wednesday, Whitmer was leading 50.2 percent to 46.8 percent, according to unofficial state election results.)

And his October survey came within a few points of the results for the three statewide ballot proposals, all of which passed.

“We feel really good about our polling,” Porn said.

View the original article here

Statement on the Michigan governor’s race results:

DETROIT, Mich. Nov. 6, 2018 —

“We congratulate incoming Gov. Gretchen Whitmer and look forward to working with her administration to continue Michigan’s positive momentum.  Michigan has benefited from strong, stable and calm leadership for eight years and we are committed to continuing this positive flywheel.  The Chamber’s Political Action Committee (PAC) endorsed Whitmer and is ready to help the new governor deliver on plans for improving infrastructure, regional transit and education outcomes.”

Sandy K. Baruah, President and CEO, Detroit Regional Chamber


Governor Jeb Bush to Deliver Opening Keynote Address at 2013 Mackinac Policy Conference

DETROIT, February 8, 2013 Today, the Detroit Regional Chamber announced that Jeb Bush, governor of Florida from 1999-2007, will provide the opening keynote address at the 2013 Mackinac Policy Conference. Held Wednesday, May 29 through Friday, May 31, the Conference will spur a comprehensive dialogue on cultural change, education and the 21st century global market.

“As one of the nation’s most prominent thought-leaders, Governor Bush can provide critical insight into Michigan’s ongoing transformation,” said Chairman, President and CEO of ITC Holdings Corp. Joseph L. Welch, chair of the 2013 Conference. “Governor Bush is leading the way on education reform, immigration reform and economic growth and will bring candid discussion on some of the nation’s most pressing issues to the Mackinac Policy Conference stage.”

The 2013 Conference will kick off at 1 p.m. Wednesday, May 29 with opening remarks by Michigan Governor Rick Snyder. Governor Bush will subsequently provide the first Conference keynote address focusing on education reform, the current political landscape and a national perspective on key economic issues.

Son of President George H.W. Bush and brother of President George W. Bush, Governor Bush is considered a leading national voice on the major issues facing the nation. Governor Bush was the 43rd governor of Florida, serving from 1999 through 2007 – the only Republican in the state’s history to be re-elected. Currently president of Jeb Bush and Associates, LLC, and chairman of the Foundation for Excellence in Education, Governor Bush is the co-author of a book titled Immigration Wars: Forging an American Solution scheduled for release later this spring.

“As one of the nation’s most innovative political figures, Governor Bush can speak to the political and cultural changes needed to strengthen the United States’ leadership in the globalized world,” said Chamber President and CEO Sandy K. Baruah. “Having served under both President George H.W. and George W. Bush, I have had the pleasure of watching Governor Bush lead Florida as a transformative figure, focused on the values we celebrate at the Mackinac Policy Conference; progress, inclusion and results.”

The 2013 Mackinac Policy Conference’s pillars are culture, education and the 21st century global market. To learn more about how the Conference aims to create a more business-friendly climate in Michigan and drive economic growth, visit

Detroit Regional Chamber 2013 Mackinac Policy Conference
The Mackinac Policy Conference – the Detroit Regional Chamber’s annual event – brings together business and government to re-energize Michigan. Since 1981, the Conference has provided access to Michigan’s top business professionals, legislative leaders, corporate CEOs, entrepreneurs and veteran regional champions. Approximately 1,500 attendees will gather for the 2013 Conference, held May 29 – May 31 at the historic Grand Hotel on Mackinac Island.

About the Detroit Regional Chamber
With over 20,000 members and affiliates, that employ over three quarters of a million workers, the Detroit Regional Chamber is one of the largest chambers of commerce in the country. The Chamber’s mission is carried out through business attraction efforts, advocacy, strategic partnerships and providing valuable benefits to members. For more information, please visit

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