Health insurance is expensive, and we know people want options. For those aiming to pay less for their monthly premium, Blue Care Network is innovating solutions that allow you to do that without sacrificing access to providers or the quality of care those providers deliver.
BCN’s Primary Care Physician (PCP) Focus network is a custom PCP Health Maintenance Organization (HMO) network that helps employees receive high-quality care. After a recent expansion, there are now 31 PCP Focus counties in Michigan.
This plan is suitable for a wide range of individuals, but since it is an HMO plan, it could be a good fit for those needing assistance in managing general health, get timely preventive care, annual physicals and coordinate specialist referrals when needed. Additionally, the PCP Focus Network is also worth exploring if you expect to be on a tight budget in the coming year.
How does Blue Care Network’s PCP Focus work?
With the PCP Focus Network, individuals can choose from a list of PCPs that provide quality care and a high level of efficiency, both of which help lowers costs and keep health care affordable for everyone. And we pass those savings on to you, with lower premiums.
The PCP Focus network includes a subset of PCPs from BCN’s HMO commercial provider network, plus all BCN HMO contracted specialists, hospitals and facilities. It provides flexibility for members who are free to visit any of BCN’s specialists within the BCN HMO commercial network as long as they have a referral from their PCP.
“Our focus is simple, give members easier access to high-quality primary care and keep their premiums affordable,” said Marisa Carandino, Director of Commercial Markets Medical Product Management. “With the PCP Focus Network, we’ve expanded the service area and partnered across Michigan so members can get high quality care, close to home, at a lower cost. It’s a smart, accessible option for anyone looking to get more value from their health coverage.”
Employees whose employers offer the PCP Focus network have more than 3,500 PCPs to choose from. Their selected PCP can then refer them to more than 25,000 specialists around the state. Individuals can also visit more than 130 Michigan hospitals.