Marsh & McLennan Agency Welcomes Kim Clark as Account Director

Troy, Michigan – April 27, 2015 – Marsh & McLennan Agency LLC (MMA) recently appointed Kim Clark as an account director for the health and benefits practice in Troy, Mich. In her new position, Clark identifies best practices and products that optimally fit her clients’ group benefit needs.

Prior to joining MMA, Clark was an account director with Gallagher Benefit Services, assisting mid-sized employers with their benefits strategies. She also has over 15 years’ experience working for carriers, including Sun Life, Prudential, and Mid America Associates, on ancillary, stop loss, retiree solutions, multi-national pooling, and voluntary benefits.

As an account director with MMA, Clark will leverage her diverse background and extensive carrier knowledge to help employers design strategic benefits plans to help them reach their business and talent management goals.

Clark received her Bachelor of Arts in Business from Michigan State University. She is also a Registered Health Underwriter through the American College and was named a 2014 Power Broker by Risk and Insurance magazine.

“We are excited to welcome Kim to our team. She understands well the unique challenges facing mid-size employers and takes a thoughtful and thorough approach to addressing those challenges,” said Thomas P. McGraw, CEO of Marsh & McLennan Agency LLC’s Michigan operations.

McGRAW WENTWORTH AND CAMBRIDGE PROPERTY & CASUALTY COMBINE UNDER ONE BRAND, FORMING MARSH & MCLENNAN AGENCY MICHIGAN

Michigan-based Marsh & McLennan Agency offices to operate under one name, two locations.

Troy, Michigan, January 5, 2015 – McGraw Wentworth and Cambridge Property & Casualty, both Marsh & McLennan Agency LLC companies, announced that they are now operating under one name: Marsh & McLennan Agency Michigan. The two insurance consulting firms maintained separate identities for a time after being acquired by Marsh & McLennan Agency (MMA). The two offices will now operate under the single brand to reflect the collaborative relationship that has developed, as well as the resulting growth in expertise and resources available in Michigan and nationally.

MMA established its presence in Michigan with the acquisition of employee group benefits firm McGraw Wentworth in December 2012. Troy-based Great Lakes Employee Benefit Services joined MMA in February 2014, combining resources with and becoming a part of McGraw Wentworth shortly after. MMA acquired Cambridge Property & Casualty in November 2013.

Marsh & McLennan Agency Michigan now has 132 employees and serves more than 250 mid-size organizations headquartered in Michigan and nationwide. MMA Michigan continues to operate out of two locations: the Health & Benefits team is based in Troy and the Property & Casualty team in Livonia. All leadership remains in place but some executives’ titles have changed to reflect broader organizational responsibilities.

“Changing our name to Marsh & McLennan Agency Michigan is the natural next step for our respective agencies. We are taking the same path forward in providing new resources and expertise for our clients, while building on our history of and continued commitment to providing thoughtful, thorough and proactive service,” said Thomas P. McGraw, CEO, Marsh & McLennan Agency | Michigan, formerly president of McGraw Wentworth.

To learn more about the name change, visit www.mma-mi.com.

About Marsh & McLennan Agency- Marsh & McLennan Agency LLC, a subsidiary of Marsh, was established in 2008 to meet the needs of midsize businesses in the United States. MMA operates autonomously from Marsh to offer employee benefits, executive benefits, retirement, commercial property & casualty, and personal lines to clients across the United States.

About Marsh- Marsh is a global leader in insurance broking and risk management. Marsh helps clients succeed by defining, designing, and delivering innovative industry-specific solutions that help them effectively manage risk. Marsh’s approximately 26,000 colleagues work together to serve clients in more than 130 countries. Marsh is a wholly owned subsidiary of Marsh & McLennan Companies (NYSE: MMC), a global professional services firm offering clients advice and solutions in the areas of risk, strategy, and human capital. With 55,000 employees worldwide and annual revenue exceeding $12 billion, Marsh & McLennan Companies is also the parent company of Guy Carpenter, a global leader in providing risk and reinsurance intermediary services; Mercer, a global leader in talent, health, retirement, and investment consulting; and Oliver Wyman, a global leader in management consulting. Follow Marsh on Twitter @MarshGlobal, or on LinkedIn, Facebook, and YouTube.

REBECCA MCLAUGHLAN PROMOTED TO VICE PRESIDENT OF MCGRAW WENTWORTH

Michigan-based Marsh & McLennan Agency adds to executive leadership team.

Troy, Michigan – December 10, 2014 – McGraw Wentworth, a Marsh & McLennan Agency LLC company, promoted veteran employee benefits professional Rebecca McLaughlan to vice president of the employee benefits consulting firm based in Troy, Mich.

McLaughlan has over 25 years of experience in the development, analysis, evaluation and implementation of group benefit programs for mid-size public and private organizations. She joined McGraw Wentworth in 1999 as an account director, became a principal shareholder in 2004 and was named managing director in 2007.

During her tenure at McGraw Wentworth, McLaughlan has managed complex strategic plan development for numerous Michigan employers, overseen key initiatives including the agency’s annual Michigan Mid-Market Group Benefits Survey, represented the firm on carrier advisory councils, and guided the professional development of the firm’s account directors. In addition, McLaughlan has played a pivotal role in integrating the firm with – and leveraging the additional resources of – Marsh & McLennan Agency, which acquired McGraw Wentworth in December 2012.

“Becky is respected by our clients and employees alike for her understanding of the increasingly complex dynamics pertaining to employer-provided health care and for her ability to help others understand the issues at hand,” said Thomas P. McGraw, president. “As vice president, she will help our growing team maintain our standard of excellence in service and thought leadership.”

A Clarkston, Mich., resident, McLaughlan is a graduate of The University of Illinois at Urbana-Champaign with a bachelor’s degree in finance, and has completed coursework in the Certified Employee Benefits Specialist (CEBS) program. McLaughlan was named a “Woman to Watch” by Business Insurance magazine in 2007.

About McGraw Wentworth: McGraw Wentworth, a Marsh & McLennan Agency LLC company, is an award-winning group benefits consulting and brokerage firm based in Troy, Michigan. The company counsels clients on how to structure their group benefit programs and provides strategic planning, utilization review, benefit design, employee communications, compliance assistance and related services. The firm is supported by Marsh & McLennan, the premier global provider of advice and solutions in risk, strategy and human capital. Follow McGraw Wentworth on twitter, LinkedIn and Facebook.

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If you would like more information, or to schedule an interview, please contact Ryan Bowers at (248)822-6231 or rbowers@mcgrawwentworth.com.

McGraw Wentworth Survey Shows Health Benefit Costs Growing at 7%.

Employers, despite ACA, Making Modest plan changes.

Troy, Michigan – June 9, 2014 … Michigan employer health care costs are rising at an average of 7% after plan changes, up from 4% in 2013 and above national projections of 5.2%, according to a survey released today by McGraw Wentworth, a Marsh & McLennan Agency LLC company. The 2014 Southeast Michigan Mid-Market Group Benefits Survey, now in its 11th year, benchmarks health benefits and cost trends for the current year – including key decisions pertaining to health reform – among 454 Southeast Michigan-based organizations with 100-10,000 employees.

“With a focus on talent retention, 89% of survey participants indicate they plan to continue offering health benefits to full-time employees despite the changes resulting from health care reform,” says Rebecca McLaughlan, managing director, McGraw Wentworth. “To manage the rising cost trend, organizations are increasingly using strategies such as consumer driven health plans, spousal surcharges, wellness, and newer avenues like telemedicine and health advocacy.”

Additional survey analysis highlights:
• Employers are deploying consumer driven health plans (CDHP) more frequently, with 38% offering CDHP as an option or the only plan choice. This is an increase of 9% over 2013 and 65% since 2010.
• Thirty-eight percent of local employers, more than double the national trend of 16%, are using spousal surcharges or excluding spouses who are eligible for coverage from other sources. Fifty-nine percent of employees elect dependent coverage for spouse and/or children.
• Seventy-nine percent of employers offer wellness plans, 46% of which offer the plan to both employees and spouses.
• Four percent of Southeast Michigan employers now include telemedicine as a care provider option, with 19% considering offering it in 2015.
• Health advocacy programs — assisting employees with claims questions, coordination of care, and navigating the health care system — are offered by 14% of participants with an additional 18% considering this tactic in 2015.

The survey cites 103 top-performing organizations, both union and non-union, as TrendBenders™ that successfully kept their two-year average benefit cost increases at or below 2.5%. TrendBender™ organizations keep costs down with strategies like offering a CDHP plan and contributing to Health Savings Accounts (HSAs) at a higher rate, incorporating health advocacy, telemedicine and outcomes-based wellness programs with greater prevalence.

The survey tracks health care reform-related trends including:
• Similar to 2013, 89% of Michigan employers plan to offer health care coverage to full-time employees in 2015 and 2016, rather than pay the penalties for discontinuing coverage.
• More organizations are offering coverage to employees currently working 30 hours or more per week, increasing from 59% in 2013 to 74% in 2014.
• Private exchanges are not gaining traction with participating employers; none offer plans via a private exchange. Fifteen percent are considering the option for 2015.
• With the introduction of the public exchanges, 46% of employers are considering moving their plan design closer to the plans offered on the exchanges.

“Employers made their best effort to adapt to and comply with the shifting regulatory environment while developing their health plan strategy for 2014. With more changes anticipated in the future, executive leadership will need to closely examine the compensation, cost and culture impact of their decisions,” says Katy O’Brien, account director with McGraw Wentworth and survey leader. “There is no one simple answer.”

The McGraw Wentworth Mid-Market Group Benefits Survey is the largest of its kind with 545 midsize organizations participating, including 454 southeast Michigan employers. Data for municipalities and school districts is analyzed separately. The survey has a 3.9% margin of error.

Sponsored by McGraw Wentworth, survey results are shared with participants in June. For information, contact Ryan Bowers at (248) 822-6231 or visit mcgrawwentworth.com.

McGraw Wentworth, a Marsh & McLennan Agency LLC company, is an award-winning group benefits consulting and brokerage firm based in Troy, Michigan. The company counsels clients on how to structure their group benefit programs and provides strategic planning, utilization review, benefit design, employee communications, compliance assistance and related services. The firm is supported by Marsh & McLennan, the premier global provider of advice and solutions in risk, strategy and human capital. Follow McGraw Wentworth on twitter, LinkedIn and Facebook.

Great Lakes Employee Benefit Services Changes Name, Combines With McGraw Wentworth

Twelve Employees Relocate to McGraw Wentworth’s Offices

Troy, Michigan, March 31, 2014 – Great Lakes Employee Benefit Services, which was acquired by Marsh & McLennan Agency LLC (MMA) in February 2014, is joining forces with another Michigan-based MMA firm, McGraw Wentworth. The combined employee group benefits brokerage firm will operate as McGraw Wentworth, a Marsh & McLennan Agency LLC company.

Great Lakes’ founders Joseph Coan and Jim Scoggin and their client service staff became employees of McGraw Wentworth in February. As of March 31, 2014, all employees are now located at McGraw Wentworth’s headquarters in Troy, Mich. McGraw Wentworth now has 87 employees providing strategic benefit consulting services to over 210 publicly and privately held midsize organizations in Michigan and nationwide.

“We are happy to have our local MMA benefits team consolidated into one location,” said Thomas McGraw, president of McGraw Wentworth. “We have already begun working together on several initiatives, but combining our staff into one location provides management efficiencies and fosters an even greater sense of teamwork.”

“Our team structure and skillset fits well with McGraw Wentworth’s service model. Combining our teams into one office simply expands the resources and expertise that we can offer all of our clients,” said Mr. Scoggin, co-founder of Great Lakes Employee Benefit Services, now an account director with McGraw Wentworth.

Direct all future communications for Great Lakes Employee Benefits Services to:

McGraw Wentworth, a Marsh & McLennan Agency LLC company
3331 W. Big Beaver Rd., Ste. 200
Troy, MI 48084
(248)822-8000
(248)822-4131 fax
www.mcgrawwentworth.com

About McGraw Wentworth
McGraw Wentworth, a Marsh & McLennan Agency LLC company, is an award-winning group benefits consulting and brokerage firm based in Troy, Michigan. The company counsels clients on how to structure their group benefit programs and provides strategic planning, utilization review, benefit design, employee communications, compliance assistance and related services. The firm is supported by Marsh & McLennan, the premier global provider of advice and solutions in risk, strategy and human capital. Follow McGraw Wentworth on twitter, LinkedIn and Facebook.

About Marsh & McLennan Agency
Marsh & McLennan Agency LLC, a subsidiary of Marsh LLC, was established in 2008 to meet the needs of midsize businesses in the U.S. MMA operates autonomously from Marsh to offer commercial property, casualty, personal lines, and employee benefits to clients across the U.S.

McGraw Wentworth Welcomes Chris Beck as Account Director

Troy, Michigan – November 8, 2013… McGraw Wentworth, a Marsh & McLennan Agency LLC company, recently appointed Christopher Beck as an account director for the Troy, Mich., firm. In his new position, Beck will optimize processes and products to best manage his clients’ group benefit programs effectively and cost efficiently.

Prior to joining McGraw Wentworth, Beck was an agent with MFC Benefits for three years, providing mid-size employers with insurance, retirement and benefits administration insight and services. He also has extensive carrier experience, working with GE Capital/Genworth, ING and then Principal Financial over a period of ten years. In each of these roles, Beck was responsible for assessing the needs of an organization and developing viable financial/operational strategies and solutions to meet those needs.

As an account director at McGraw Wentworth, Beck will work closely with his team to provide strategic benefits planning for clients, while also evaluating plan alternatives, developing employee communications, and ensuring compliance with health care reform and other key regulatory constructs.

“Chris understands the group benefits needs and challenges of mid-size employers. With his ability to partner with and identify unique solutions for each client, Chris is a good fit for our service-oriented team,” shared Thomas P. McGraw, president, McGraw Wentworth, a Marsh & McLennan Agency LLC company.

Beck received his Bachelor of Arts degree in marketing from Michigan State University and is pursuing his Masters in Business Administration from Walsh College.

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McGraw Wentworth, a Marsh & McLennan Agency LLC company, is an award-winning group benefits consulting and brokerage firm based in Troy, Michigan. The company counsels clients on how to structure their group benefit programs and provides strategic planning, utilization review, benefit design, employee communications, compliance assistance and related services. The firm is supported by Marsh & McLennan, the premier global provider of advice and solutions in risk, strategy and human capital. Follow McGraw Wentworth on twitter, LinkedIn and Facebook.

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